This document is our privacy statement, which we have created in order to demonstrate our firm commitment to the protection of the privacy of you, our customers and visitors. The following discloses our information gathering and dissemination practices for www.tecisinsurance.com, and for any other Web Site operated by our companies.
A Special Note About Children
Children under the age of 18 are not eligible to use our services and we ask that such persons not submit personal information to us or use this Web Site. We believe that is important that parents supervise their children when they are online. As a result, we require that children under the age of 18 use the Web Site service only in conjunction with parents or guardians.
Information Collected, Use and Disclosure of Your Information
We may in future use your IP address to help diagnose problems with our server, and to administer our Web Site. Your IP address may also be used to gather broad demographic information.
We may use cookies on certain pages of our site. Cookies are stored on your hard drive, not on our site. Most cookies are "session cookies" which means that they are automatically deleted at the end of each session. A cookie itself does not have the ability to automatically collect personal information about you. A cookie can store certain information that identifies your computer to us so that you don't have to re-enter your password as frequently when you use our site.
We plan to use a Web Site registration form in future, which would require users to give us contact information including your name, address and phone number, financial information including credit card numbers, and demographic information including zip code (information about age, gender and income will be optional). The customer's contact information is used to contact the visitor when necessary.
We may also occasionally send email correspondence to our users announcing changes in our services and other information we believe will be of interest to our customers and potential customers. Users may opt-out of receiving future mailings; see the choice/opt-out section below. Financial information that is collected is used to check the users' qualifications for registration and to bill the user for products and services. Demographic and profile data is also collected at our site.
Additionally, TECIS may need to notify you of material changes to our privacy policy. If you have signed up to receive information from us via email, you will receive an email advising you of the change.
If you send us personal correspondence, such as emails or letters, or if other users or third parties send us correspondence about your activities or postings on our site, we may collect such information into a file specific to you. We use information in the file that we maintain for you, and other information that we obtain from your use of the services, to resolve disputes, troubleshoot problems and enforce our agreement for Terms of Use.
We have partnered with various affiliates and companies, and gather information regarding services and products our partners may provide. This information may be made available to those affiliates and companies on an individual or aggregate basis.
We cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Statement. For example, we may be forced to disclose information to the government or third parties under certain circumstances, or third parties may unlawfully intercept or access transmissions or private communications. We can (and you authorize us to) disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us to legal liability.
Linked Sites
For your convenience, this site contains links to other sites. TECIS is not responsible for the privacy practices or the content of such Web Sites. For more information about our policies with regard to third party Web Sites, please see the Terms of Use
Security
All user information stored on our server is stored in an encrypted format. Notwithstanding these efforts, we caution you that "perfect security" does not exist on the Internet. In particular, as described in the Terms of Use you are solely responsible for protecting the security of your password. Do not share or disclose it to anyone at any time.
E-mail communications
We use the information that you provide for the express purpose of sending e-mail news and communications about TECIS and workers' compensation related issues. TECIS does not sell or share email addresses with third parties. We do not give or sell our customers' personal information to others for marketing purposes. If you do not want to receive e-mail from us, please follow the opt-out instructions at the bottom of any email message you receive from us, or email us at info@tecisinsurance.com
Contacting the Web Site
If you have any questions about this privacy statement, the practices of this site, or your dealings with this Web Site, you can contact:
TECIS Insurance Services
2780 State Street, Suite A
Santa Barbara, CA 93105
PROPRIETARY RIGHTS
This Internet site is owned by TECIS, LLC and maintain this site as a service to its producers and policyholders. The images, design of, and information contained within this site are owned or licensed by TECIS,LLC and protected by copyright, trademark and other proprietary rights. TECIS owns a copyright in the selection, arrangement and design of the entire contents of this Internet site, as well as in the original contents herein. TECIS and the other affiliate companies and services referenced herein are either service marks or registered service marks of TECIS and its group of companies. Other product and company names mentioned herein may be the trademarks, trade names or service marks of their respective owners.
One copy of the contents may be viewed and downloaded for your own use. The contents may not be modified and may not be otherwise used, i.e., copied, stored electronically, licensed, transmitted, broadcast, published, or distributed in whole or in part in any manner without the prior written consent of the APH.
DISCLAIMER
TECIS will use reasonable efforts to include accurate and up-to-date information on this site, but make no warranties or representations as to its accuracy, reliability and completeness.
TECIS shall not be liable for damages of any kind arising out of your access of, or inability to access, this site or your reliance on the information on this site. The products and services descriptions included are for the sole purpose of providing a general reference tool concerning the nature and type of products and services available from TECIS. The descriptions are not intended to be relied upon by potential clients. The descriptions of products in this web site provide a broad overview only. All products and services are subject to conditions, limitations and exclusions as contained in the policy or contract. These conditions, limitations and exclusions may not be listed on the web site and you must see the product or service itself for an exact description. If you are interested in a product or service, please email: pbareno@tecisinsurance.com.
TECIS also disclaim all liability for any computer viruses that are loaded into users' computers when they download documents or applications from this site. You may be able to download software applications ("Software") from this site. Unless otherwise provided in a software license agreement, such Software is provided "AS IS," WITHOUT A WARRANTY OF ANY KIND. TECIS DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE SOFTWARE INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, TITLE AND NON-INFRINGEMENT.
TECIS is not responsible nor liable for any direct, indirect, incidental, consequential, special, exemplary, punitive or other damages arising out of or relating in any way to the Software, even if advised of the possibility of such damages. Your sole remedy for dissatisfaction with the Software is to stop using the Software.
Any communications and material you send to this site or to by Internet electronic mail are on a non-confidential basis.
TECIS will not utilize unsolicited ideas for products or services. Please do not send any e-mail or in any other way communicate ideas for new products and services. By continuing to access this web site, and by submitting e-mail to us, you agree that you shall have no recourse against our company for any alleged or actual infringement or misappropriation of any proprietary rights in your communication to us.
HYPERLINKS
Clicking on certain links within this site will let you leave the TECIS web site. The linked sites are not under the control of TECIS, and we are not responsible for the contents of any linked site or any link contained in a linked site. TECIS provides these links to you only as a convenience, and inclusion of any link does not imply endorsement by TECIS of these site. TECIS believe that these linked sites are publicly accessible over the Internet and that access to them is legally permissible, but if access to any site is restricted, TECIS will remove the linked site upon an appropriate written request.
UPDATE OF LEGAL INFORMATION
TECIS reserves the right to change the products and services referred to in this site and to change this legal statement at any time.
